So, according to the researchers over at Princeton University, Facebook is heading for a serious downward spiral in 2017! They report a predicted lose of approximately 80% of it's users in 2017. Of course Facebook data scientist are calling the report utter non sense and saying basically it is baseless and untrue.
Now, from where we sit, Facebook has had a rather good run, and is still going quite strong, at least in the Caribbean. We are sure that if they do an impromptu survey, they will show great results in terms of how many users they still have and how well people are receiving their site. Like all companies online or off, they will have to continue to innovate their product so as to keep the appeal and the loyalty of the ever changing young audience's attention. But, by no means we can actually foresee such a massive downturn of events, We think that focusing more heavily on the security of the users personal information and finding creative ways to limit the amount of access the young and trouble prone audience aka teenagers have to the amount of data they upload, access and share would also work in their favor. Here's a helpful tip (if anyone is reading from Facebook) perhaps you guys should consider the profile growing with the individual type of thing, you know like -- you are 15 yeas old, so your profile will have certain limitations than that of an 18 year old, and both would be unlike that of a 21 year old and so on..... This would reduce a lot of the trouble that societies globally are having with the information giant and take it out of the problem area of the internet. Who knows if they find a great and effective way to do this they might stand such a great chance of growing their audience that places in the world that banned them; like some Asian countries may just open the door and let them in.
In each age bracket should be allowed something different as far as user experience, as we explained above for obvious reasons. But, let's take it a bit further and even go as far to say that each age group desire and would enjoy different things from their online experience. For instance ages 10-17 definitely would enjoy a place where they can personalize it and make it their own, a place they can customize and show their personalities, with more emphasis on sharing video's, games and instant messaging, (Perhaps even allowing people to monetize their content). A place where if their are any advertisements, they are limited to the age group. Meanwhile, the more adult user may not desire so much customization as they might be looking to network and grow businesses, and maybe even prospect on a potential relationship etc. And, well the user in between (the ever blossoming young adult) they something different as per the generational needs as well. Diversifying in such a way would certainly allow for growth and longevity of the Facebook brand. Not to mention gain back mass amounts of trust in parents as well as even countries in the internet giant Facebook brand. Oh, and news flash to Facebook, stop forcing users to download your messenger app in order to enjoy messenger. Not every one has a phone with room enough to do so and guess what this gives way for brands like whatsapp to shine. Work on your accessibility. Facebook has everything other apps have and can very well stay ahead of the game, but may be loosing out simply to the user experience, and the accessibility.
Over at the tech giant Techcrunch Facebook has long debunked the rumors, but, it is yet to be seen as 2017 is upon us.
The main take away from this is that the next step that Facebook should consider is blogging for certain age groups and monetization worldwide....we guarantee you that this will retain and even gain you millions of users.
Thursday, 23 June 2016
Wednesday, 22 June 2016
If you are an observer of oil and the global economy, you will by now have learned that oil and money, like fame is fickle. Why? one might ask -well it's because of the renewable energy market completely taking over and dominating the economy a little at a time. Oil companies are closing in bulk and the global economy is feeling it. Crude oil and natural Gas is no longer the determining factor for wealth of an economy, and things are about to heat up even more.
If an oil company is looking to survive, they had better open a green division. This time around millennials are running the show and things are changing for the healthier. Let's take a look at the energy giant "Shell", they not so recently opened a green division and will be benefiting loads from it as this is what is currently in demand. We mean let's face it, oil will never lose it's overall appeal across the board entirely, however, it will become less of a staple and more of a not so necessary option, especially in first world countries.
So, what does that mean for third world countries like Trinidad and Tobago and Venezuela, that are heavily dependent on oil revenue to survive- it means they will have to find other means of sustaining their economies. Joining the renewable energy bandwagon will not be enough for those economies. In the mean time parts of the world that were heavy investors in the natural resource will more or less be enjoying not having yet another big bill at the end of "whenever they get around to paying their bills"...Russia is taking the biggest hit of all the world, as they rely heavily on the export of oil to sustain the demands of it's economy. Adaptation to the change in pace is necessary in order to prevent it's economy from shrinking into a wasteland.
Our humble predictions are that it might be a down season for oil now and in the future for a while, but we foresee the demand for oil coming full circle and the needs for it will arise again. Sustainable energy has it's market and will continue to, but the dust will settle.
In the mean time oil companies should consider downsizing and embracing the tide as it passes, join the renewable energy train and reap the benefits until it's your time to shine again.
Sunday, 19 June 2016
The pharmaceutical business is the best and booming business in the world. They never run out of clients, referrals or products and as such maintain a very healthy flow of business.
A lot of people are joining in on the financial gains as the best Pharmaceutical companies are allowing everyday people to come on board and sell their exclusive product for them. Some of the best brands like Absorb Health.
According to WHO, "The global pharmaceuticals market is worth US$300 billion a year, a figure expected to rise to US$400 billion within three years. The 10 largest drugs companies control over one-third of this market, several with sales of more than US$10 billion a year and profit margins of about 30%. Six are based in the United States and four in Europe. It is predicted that North and South America, Europe and Japan will continue to account for a full 85% of the global pharmaceuticals market well into the 21st century. Companies currently spend one-third of all sales revenue on marketing their products - roughly twice what they spend on research and development."
E-commerce allows companies to boost revenues by direct sales to customers. Manufacturers and wholesalers/distributors that do not have direct contact with customers in traditional retail channels can use the Internet to shrink the supply chain by bypassing retailers and selling directly to customers.
Furthermore, the iniquitousness of the Internet permits access at any time from any place interms of order placement to online drug stores. Customers that are often busy at work and, thus, not be able to place orders during regular business hours can place orders at night when most physical retail stores are closed.
Another benefit of e-commerce is how it annihilates almost completely the factor of geographical location. For example, customers in Abuja can visit the online store of a wholesale pharmacy located in Lagos, go through the product catalog and price list, put orders and make payments in real time.
E-commerce can also speedup revenue collection. When one considers the amount of time and effort taken in processing payments by checks which usually takes up to 48 hours, online payments either by bank wire transfer or credit/debit cards which is processed instantaneously becomes much more appealing.
BigCommerce makes it easy to sell online. You get a website, shopping cart, SEO, design, hosting and more. Try it for free! And if you are worried about how to design the site and begin the process you can work with 99Designs: Professional design for business & advertising. The world wide web is seriously plagued with millions of ways to design an ecommerce website but non as affordable and simple as you will get Everything you need to get your business online from 99Designs!
Keep up with this post for more updated information!
Keep up with this post for more updated information!
Saturday, 18 June 2016
India, officially the Republic of India is a country in South Asia. It is the seventh-largest country by area, the second-most populous country (with over 1.2 billion people), and the most populous democracy in the world. Bounded by the Indian Ocean on the south, the Arabian Sea on the south-west, and the Bay of Bengal on the south-east, it shares land borders with Pakistan to the west; China, Nepal, and Bhutan to the north-east; and Myanmar (Burma) and Bangladesh to the east. In the Indian Ocean, India is in the vicinity of Sri Lanka and the Maldives; in addition, India's Andaman and Nicobar Islands share a maritime border with Thailand and Indonesia.
Home to the ancient Indus Valley Civilisation and a region of historic trade routes and vast empires, the Indian subcontinent was identified with its commercial and cultural wealth for much of its long history. Four religions—Hinduism, Buddhism, Jainism, and Sikhism—originated here, whereas Zoroastrianism, Judaism, Christianity, and Islam arrived in the 1st millennium CE and also shaped the region's diverse culture. Gradually annexed by and brought under the administration of the British East India Company from the early 18th century and administered directly by the United Kingdom after the Indian Rebellion of 1857, India became an independent nation in 1947 after a struggle for independence that was marked by non-violent resistance led by Mahatma Gandhi.
Currently, the Indian economy is the world's seventh-largest by nominal GDP and third-largest by purchasing power parity (PPP).Following market-based economic reforms in 1991, India became one of the fastest-growing major economies; it is considered a newly industrialized country. However, it continues to face the challenges of poverty, corruption, malnutrition and inadequate public healthcare. A nuclear weapons state and a regional power, it has the third-largest standing army in the world and ranks sixth in military expenditure among nations. India is a federal republic governed under a parliamentary system and consists of 29 states and 7 union territories. India is a pluralistic, multilingual, and a multi-ethnic society. It is also home to a diversity of wildlife in a variety of protected habitats.
There’s no denying that travelling to India can be a major culture shock, especially on your first visit. It’s a huge and bewildering country, with many different religions and cultures, and cities that roar with traffic and bustle with activity non-stop. So how to prepare for this assault on the senses? At Rough Guides we reckon that if you want to get the most out of your trip it’s best to follow these essential rules.
- Avoid burnout
- Get out of the city
Though perhaps a cliché, the only way to get a true sense of India is to visit smaller villages. The real benefit is that it’ll get you out of the sprawling and vastly overpopulated cities. Once you’ve cleared your head, say with a trip to the mountains or into the slower-moving land of Kerala in the south, you’ll be far better placed to enjoy the famous hospitality of the Indian urbanites.
- Watch what you eat and drink
- Don’t be too precious about your personal space
- Dress conservatively
Be aware that India has a relatively modest culture. Covering arms and legs is a simple step toward respecting this. Indians are forgiving of those who aren’t familiar with their culture, but you can quickly make a good impression by, for instance, removing your shoes before entering someone’s home. This is particularly important when entering a sacred space, like a temple. Also, if you see shoes outside a shop, it’s a sign to remove your own.
- Watch those feet and hands
- Remember that Indian time is relative
- Stay safe
- Be prepared for noise
One way of ensuring you can have a bit of personal space, albeit in your head, is to have earphones with you to shut out some of the surrounding din – there’s nothing like the sheer clamour of an Indian city.
- Avoid deals that seem too good to be true
All in all, we highly recommend going to India, as the Culture, Food and the people are amazing.
Stay tuned to this blog for a special opportunity coming your way soon for both the people living in India as well as people wanting the opportunity to travel to India!
In the meantime share this post to as many people as you know to increase your chances of winning!
Monday, 13 June 2016
An in depth look into payday loansA payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, regardless of whether repayment of loans is linked to a borrower's payday. The loans are also sometimes referred to as "cash advances," though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.
To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans used to be restricted in most states by the Uniform Small Loan Laws (USLL) with 36%-40% APR generally the norm.
There are many different ways to calculate annual percentage rate of a loan. Depending on which method is used, the rate calculated may differ dramatically, e.g., for a $15 charge on a $100 14-day payday loan, it could be (from the borrower's perspective) anywhere from 391% to 3733%.
Although some have noted that these loans appear to carry substantial risk to the lender, it has been shown that these loans carry no more long term risk for the lender than other forms of credit. These studies seem to be confirmed by the United States Securities and Exchange Commission filings of at least one lender, who notes a charge-off rate of 3.2%.
The loan processThe basic loan process involves a lender providing a short-term unsecured loan to be repaid at the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. Individual companies and franchises have their own underwriting criteria.
In the traditional retail model, borrowers visit a payday lending store and secure a small cash loan, with payment due in full at the borrower's next paycheck. The borrower writes a postdated check to the lender in the full amount of the loan plus fees. On the maturity date, the borrower is expected to return to the store to repay the loan in person. If the borrower does not repay the loan in person, the lender may redeem the check. If the account is short on funds to cover the check, the borrower may now face a bounced check fee from their bank in addition to the costs of the loan, and the loan may incur additional fees or an increased interest rate (or both) as a result of the failure to pay.
In the more recent innovation of online payday loans, consumers complete the loan application online (or in some instances via fax, especially where documentation is required). The funds are then transferred by direct deposit to the borrower's account, and the loan repayment and/or the finance charge is electronically withdrawn on the borrower's next payday.
Draining money from low-income communitiesThe likelihood that a family will use a payday loan increases if they are without a bank, or lack access to a traditional deposit bank account. These individuals are least able to secure normal, lower-interest-rate forms of credit. Since payday lending operations charge higher interest-rates than traditional banks, they have the effect of depleting the assets of low-income communities. The Insight Center, a consumer advocacy group, reported in 2013 that payday lending cost U.S communities $774 million a year.
We find that in states with higher payday loan limits, less educated households and households with uncertain income are less likely to be denied credit. With a term of under 30 days there are no payments, and the lender is more than willing to roll the loan over at the end of the period upon payment of another fee. Payday loans are extremely expensive, and borrowers who take a payday loan are at a disadvantage in comparison to the lender, a reversal of the normal consumer lending information asymmetry, where the lender must underwrite the loan to assess creditworthiness.
Aggressive collection practicesA payday lender can use only the same industry standard collection practices used to collect other debts, specifically standards listed under the Fair Debt Collection Practices Act (FDCPA). The FDCPA prohibits debt collectors from using abusive, unfair, and deceptive practices to collect from debtors. Such practices include calling before 8 o'clock in the morning or after 9 o'clock at night, or calling debtors at work. While this law exist in the US it does not in the Caribbean.
In many cases, borrowers write a post-dated check (check with a future date) to the lender; if the borrowers don't have enough money in their account by the check's date, their check will bounce. In Texas, payday lenders are prohibited from suing a borrower for theft if the check is post-dated. One payday lender in the state instead gets their customers to write checks dated for the day the loan is given. Customers borrow money because they don't have any, so the lender accepts the check knowing that it would bounce on the check's date. If the borrower fails to pay on the due date, the lender sues the borrower for writing a hot check.
Payday lenders will attempt to collect on the consumer's obligation first by simply requesting payment. If internal collection fails, some payday lenders may outsource the debt collection, or sell the debt to a third party.
A small percentage of payday lenders have, in the past, threatened delinquent borrowers with criminal prosecution for check fraud. This practice is illegal in many jurisdictions and has been denounced by the Community Financial Services Association of America, the industry's trade association.
Pricing structure of payday loansThe payday lending industry argues that conventional interest rates for lower dollar amounts and shorter terms would not be profitable. For example, a $100 one-week loan, at a 20% APR (compounded weekly) would generate only 38 cents of interest, which would fail to match loan processing costs. Research shows that on average, payday loan prices moved upward, and that such moves were "consistent with implicit collusion facilitated by price focal points".
Consumer advocates and other experts argue, however, that payday loans appear to exist in a classic market failure. In a perfect market of competing sellers and buyers seeking to trade in a rational manner, pricing fluctuates based on the capacity of the market. Payday lenders have no incentive to price their loans competitively since loans are not capable of being patented. Thus, if a lender chooses to innovate and reduce cost to borrowers in order to secure a larger share of the market the competing lenders will instantly do the same, negating the effect. For this reason, among others, all lenders in the payday marketplace charge at or very near the maximum fees and rates allowed by local law.
The payday loan industry has been coming under increased scrutiny for allegedly preying on low-income borrowers and trapping them in a cycle of debt by charging exorbitant fees.
The loans enable consumers to quickly get their hands on a small sum of cash, which is typically around $375 for borrowers in the U.S. but quite larger an amount for borrowers in the Caribbean.
Supporters of the loans say they are a necessity for cash-strapped families that might need an extra couple hundred dollars every once in a while to help pay for groceries or electricity bills.
And it's easy to qualify for one: All you need to get a payday loan is a driver's license, a Social Security card, proof of income and a bank account number.
But the fees charged by the lenders are so high — up to 574% in some states — that many borrowers can't pay back the loans in time and instead end up taking out a second loan to pay the interest, entangling themselves in a damaging cycle of debt, according to a new report by the nonprofit think tank Milken Institute.
The equivalent of this in the Caribbean are:
Advance Caribbean St Lucia Ltd
Fast cash Ccaribbean
Friday, 10 June 2016
Competitiveness of the marketIn some markets, it is really hard to rank. Some markets are just highly competitive, with large companies dominating the search results, such as technology, news and a lot of the business sectors. These companies have a very large budget to spend on marketing in general and SEO specifically. Ranking in these markets is hard. You will be unable to compete on a small budget in a market like the travel industry using search terms as Vacation Hawaii.However, if you have your mission clear, you should be able to define what makes your product or website stand out from this market. The key is to find your niche, use YOUR mission in order to start ranking! Taking my example of cruises for single moms to Hawaii would mean that you should focus on the less competitive term [single mom cruises Hawaii]. Again, use words that are used by your target audience (and avoid difficult terminologies).
Long tail keywords and rankingIt is much easier to rank for long tail keywords than for more common keywords. Another benefit for focusing on long tail keywords is that, although these keywords are used less in search, the visitor that finds your website using them is more likely to buy your service or product. Because of the long tail keywords and how specific the entries are for the search.The longer and more specific the search terms are, the higher the chances of conversion are.
Understanding the search demand curve is critical. We've included a sample keyword demand curve, illustrating the small number of queries sending larger amounts of traffic alongside the volume of less-searched terms and phrases that bring the bulk of our search referrals.
Tuesday, 7 June 2016
To take your organisation seriously and to run it like a boot camp is vastly different things. Some people forget that and as such chase away great people that if they treat correctly would actually enhance the performance of the business considerably in the long run.
Some HR staff as well as their managers are seriously in need of a wake up call. It is time for a dose of reality.
Sometimes it takes a shock, a wave of top employees going to work for your competitors, to deliver the message.
“The only way you can keep great employees in the company is by treating them like great employees.”
Here are five truly idiotic HR policies that will keep your best employees racing for the exits the minute they get the chance — and keep you re-filling the same positions over and over until somebody pulls the needle out of your chief executive’s rare end.
- Industrial Revolution-Era Attendance Policies
You can’t hire the best of the best or people with great potential, give them serious problems to solve and then watch their comings and goings as though they were kids being dropped off at daycare. They are adults, for starters, and beyond that you hired them.
You could have hired anybody. Why would you hire people you don’t trust? Don’t you trust yourself enough to hire great people?
If somebody works after hours in the evening you should expect to see them arriving late the next morning. You don’t have to track those hours. If you’re tracking hours for salaried employees, you are unclear on the concept of a salary.
Sunday, 5 June 2016
We must warn you EXTREME bouts of humor lies ahead. Loosen your belts and prepare to laugh your hearts up, especially as it pertains to Donald Trump. We gotta say, one sure victory he will without a doubt walk away with is the number one spot for the most wildly controversial candidate to ever run for governance. And as well, a hell of a lot of publicity, almost the most ever in the history of politicians (or should we say potential politicians). Here's to you Donald.....you are clearly winning even if you loose.
Now let's dive into these quotes, after all, everyone deserves a good laugh now and again.
First up Donald Trump:
1. “An ‘extremely credible source’ has called my office and told me that Barack Obama’s birth certificate is a fraud"
2. “Robert Pattinson should not take back Kristen Stewart. She cheated on him like a dog & will do it again – just watch. He can do much better!”
3. “Ariana Huffington is unattractive, both inside and out. I fully understand why her former husband left her for a man – he made a good decision.”
4. “You know, it really doesn’t matter what the media write as long as you’ve got a young, and beautiful, piece of ass.”
6. “I will build a great wall – and nobody builds walls better than me, believe me – and I’ll build them very inexpensively. I will build a great, great wall on our southern border, and I will make Mexico pay for that wall. Mark my words.”
7. “When Mexico sends its people, they’re not sending the best. They’re not sending you, they’re sending people that have lots of problems and they’re bringing those problems with us. They’re bringing drugs. They’re bring crime. They’re rapists… And some, I assume, are good people.”
8. “Our great African-American President hasn’t exactly had a positive impact on the thugs who are so happily and openly destroying Baltimore.”
9. “If I were running ‘The View’, I’d fire Rosie O’Donnell. I mean, I’d look at her right in that fat, ugly face of hers, I’d say ‘Rosie, you’re fired.’”
10. “All of the women on The Apprentice flirted with me – consciously or unconsciously. That’s to be expected.”
11. “One of they key problems today is that politics is such a disgrace. Good people don’t go into government.”
12. “The beauty of me is that I’m very rich.”
13. “It’s freezing and snowing in New York – we need global warming!”
14. “I’ve said if Ivanka weren’t my daughter, perhaps I’d be dating her.”
15. “My fingers are long and beautiful, as, it has been well documented, are various other parts of my body.”
16. “I have never seen a thin person drinking Diet Coke.”
17. “I think the only difference between me and the other candidates is that I’m more honest and my women are more beautiful.”
18. “You’re disgusting.”
Donald Trump said this to the opposing lawyer during a court case when she asked for a medical break to pump breast milk for her three-month-old daughter.
19. "The point is, you can never be too greedy."
20. “Sorry, there is no STAR on the stage tonight!”
21. "My Twitter has become so powerful that I can actually make my enemies tell the truth.
22. "My IQ is one of the highest — and you all know it! Please don't feel so stupid or insecure; it's not your fault."
23. “I have so many fabulous friends who happen to be gay, but I am a traditionalist.”
24. “The other candidates — they went in, they didn’t know the air conditioning didn’t work. They sweated like dogs...How are they gonna beat ISIS? I don’t think it’s gonna happen.”
25. "Look at those hands, are they small hands? And, [Republican rival Marco Rubio] referred to my hands: 'If they're small, something else must be small.' I guarantee you there's no problem. I guarantee."
26. "Thanks sweetie. That’s nice”
Said Donald in typically patronizing style to a female 9/11 survivor.
27. "Lyin' Ted Cruz just used a picture of Melania from a shoot in his ad. Be careful, Lyin' Ted, or I will spill the beans on your wife!"
28. “I was down there, and I watched our police and our firemen, down on 7-Eleven, down at the World Trade Center, right after it came down”
29. "The only card [Hillary Clinton] has is the woman's card. She's got nothing else to offer and frankly, if Hillary Clinton were a man, I don't think she'd get 5 percent of the vote. The only thing she's got going is the woman's card, and the beautiful thing is, women don't like her."
Now let's take a look at Hiliary Clinton's
1) “Many of you are well enough off that the tax cuts may have helped you. We're saying that for America to get back on track, we're probably going to cut that short and not give it to you. We're going to take things away from you on behalf of the common good.” – Hillary Clinton
2) “Don’t let anybody tell you that it’s corporations and businesses that create jobs.” -- Hillary Clinton
3) “You know, we can’t keep talking about our dependence on foreign oil and the need to deal with global warming and the challenge that it poses to our climate and to God’s creation and just let business as usual go on, and that means something has to be taken away from some people.” – Hillary Clinton
4) “I can’t worry about every undercapitalized business” — Hillary Clinton testifying before Congress on the effects of Nationalized Health Care.
5) “Yes, we've cut the maternal mortality rate in half, but far too many women are still denied critical access to reproductive health care and safe childbirth, and laws don't count for much if they're not enforced. Rights have to exist in practice — not just on paper. Laws have to be backed up with resources and political will. And deep-seated cultural codes, religious beliefs and structural biases have to be changed.” – Hillary Clinton
6) "We are at a stage in history in which remolding society is one of the great challenges facing all of us in the West." -- Hillary Clinton per Barbara Olson's Hell to Pay: The Unfolding Story of Hillary Rodham Clinton
7) "There are rich people everywhere. And yet they do not contribute to the growth of their own countries.....They don't invest in public schools, in public hospitals, in other kinds of development internally." – Hillary Clinton
8) "No. We just can't trust the American people to make those types of choices ... Government has to make those choices for people." – Hillary Clinton
9) "If you have guns in your home, tell your parents to keep them away from you and your friends and your little brothers and sisters." -- Hillary Clinton to middle school students
10) "I also believe that every new handgun sale or transfer should be registered in a national registry..." -- Hillary Clinton
11) "I think again we’re way out of balance. We’ve got to rein in what has become almost an article of faith that almost anybody can have a gun anywhere at any time. And I don’t believe that is in the best interest of the vast majority of people." -- Hillary Clinton
12) "We came out of the White House not only dead-broke, but in debt. We had no money when we got there and we struggled to piece together the resources for mortgages, for houses, for Chelsea's education. It was not easy." – Hillary Clinton
13) “I remember landing under sniper fire. There was supposed to be some kind of a greeting ceremony at the airport, but instead we just ran with our heads down to get into the vehicles to get to our base.” — Hillary Clinton makes up a ridiculous, untrue story about her trip to Bosnia.
14) “In the four years since the inspectors left, intelligence reports show that Saddam Hussein has worked to rebuild his chemical and biological weapons stock, his missile delivery capability, and his nuclear program. He has also given aid, comfort, and sanctuary to terrorists, including Al Qaeda members, though there is apparently no evidence of his involvement in the terrible events of September 11, 2001. It is clear, however, that if left unchecked, Saddam Hussein will continue to increase his capacity to wage biological and chemical warfare, and will keep trying to develop nuclear weapons. Should he succeed in that endeavor, he could alter the political and security landscape of the Middle East, which as we know all too well affects American security.” — Hillary Clinton, October 10, 2002
15) "There’s a different leader in Syria now. Many of the members of Congress of both parties who have gone to Syria in recent months have said they believe he’s a reformer." -- Hillary Clinton on tyrannical maniac Bashar Assad
16) “With all due respect, the fact is we had four dead Americans. Was it because of a protest or was it because of guys out for a walk one night decided to go kill some Americans? What difference, at this point, does it make?” -- Hillary Clinton
17) “My husband may have his faults, but he has never lied to me.” -- Hillary Clinton per Kim Eisler's Masters of the Game: Inside the World's Most Powerful Law Firm
18) "Put this (helicopter) on the ground! I left my sunglasses in the limo. I need those sunglasses. We need to go back!" -- Hillary Clinton from Air Force Lt. Colonel Robert Patterson's Dereliction of Duty.
19) "I have to admit that a good deal of what my husband and I have learned (about Islam) has come from my daughter. (As) some of you who are our friends know, she took a course last year in Islamic history." – Hillary Clinton
20) “The last time I actually drove a car myself was 1996.” -- Hillary Clinton
If you made it this far in the post be sure to follow us for more and leave a comment below telling us which quote was the funniest to you.